A word from the office - July edition

Here’s one for the business owners.

Running a business in 2025 means constantly juggling competing priorities, and personal financial planning often gets pushed aside. But as your business grows, so do the risks. That’s why it’s more important than ever to speak with a financial adviser about business protection.

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Here are five key areas to focus on:

• Specialist Insurance Coverage: Make sure you have the right protections in place — including key person, business interruption, and public liability insurance — tailored to your specific risks and industry.
• Business Continuity Planning: Prepare for disruptions like cyber-attacks, leadership changes, or natural disasters with a plan that keeps your business operating smoothly.
• Shareholder Protection: Safeguard against complications if a shareholder becomes critically ill or passes away, ensuring the business and its ownership remain stable.
• Risk Management: Regularly assess and manage risks with your adviser to help protect long-term business value.
• Regulatory Compliance: Stay current with evolving legal and data protection requirements, such as GDPR, to avoid penalties and maintain trust.

For many business owners, the company is also their retirement plan — but relying solely on a future sale isn’t always enough. We can help you build financial independence from your business and protect what matters most: your livelihood, your family, and your future.

With the right planning and protection, you can focus on growing your business — knowing you’re ready for whatever comes next.

Further Insights

If you’re interested to read further, we also have more useful information on our website which can be found here.

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Although the content of the article was correct at the time of writing, the accuracy of the information should not be relied upon, as it may have been subject to subsequent tax, legislative or event changes.