A word from the office - May edition

Stormy Seas

Recent market swings and unsettling headlines might feel overwhelming, but this is when a steady hand matters most.

As the saying goes, “The ones who don’t survive choppy waters are the ones who abandon ship in the middle of the storm.” Emotional decisions, like selling during a downturn, can turn short-term noise into long-term setbacks.

History shows markets have the ability to recover. Just this week, a surprise pause in tariffs sparked a strong day, though that likely didn’t make front-page news. Staying invested through past crises, like COVID-19 or geopolitical shocks, can prove rewarding.

Miss those rallies, and you miss your shot at recovery. However, past performance and previous recoveries are not indicative of future performance.

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Your goals haven’t changed, only the headlines have. Our investment team continues to manage your portfolio with discipline and care, avoiding short-term reactions and sticking to proven principles. We're invested right alongside you, riding the same waves.

A few ways to stay confident in rough seas:

• Focus on your plan, not the panic. Avoid emotional decisions and stay the course.
• Drawing income? Review your withdrawals—scaling back can support long-term growth.
• Investing regularly? Volatility means you’re buying at lower prices—take advantage.
• Feeling the urge to act? History favours those who stayed diversified and disciplined.

We’re here for you. If you need to talk things through, just reach out. Calm seas lie ahead, but staying on board is key.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The information contained is correct as at the date of the article. The information contained does not constitute investment advice and is not intended to state, indicate or imply that current or past results are indicative of future results or expectations. Where the opinions of third parties are offered, these may not necessarily reflect those of St. James's Place.

Further Insights

If you’re interested to read further, we also have more useful information on our website which can be found here.

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Although the content of the article was correct at the time of writing, the accuracy of the information should not be relied upon, as it may have been subject to subsequent tax, legislative or event changes.