Understanding the Changes to Pensions & Inheritance Tax

We recently hosted an event focused on one of the most significant upcoming changes to financial planning, how pensions will be treated for inheritance tax purposes from April 2027.

It was great to see such strong attendance, with a mix of clients, professional connections, and new faces joining us for what is clearly an important and timely topic.

The session explored what’s changing, what it could mean in practical terms, and how it may affect the way pensions are used in later life and passed on to family. More importantly, it opened up a wider discussion around what matters most, ensuring that wealth is used in a way that supports both your own plans and those you care about.

We covered a range of potential approaches, from using pensions during your lifetime, to gifting, specialist insurance solutions, and more structured planning strategies. As always, the key takeaway was that there isn’t a one-size-fits-all answer, the right approach depends on individual circumstances, goals, and priorities.

Thank you to everyone who attended and contributed to the discussion. It was particularly encouraging to hear how valuable these types of events are in creating space to step back and consider the bigger picture.

If you attended and would like to continue the conversation, or if you weren’t able to join us but would like to learn more, please do get in touch, we’d be very happy to help.